Motoring Legal advice after my car has been written off
Submitted by alan1971 on Mon, 14/11/2011 - 12:53
Hello everyone - first time user :)
On Friday last week my parked car was written off by an elderly lady driving her car along the road. With witnesses, police reports etc there is no doubt that this is her fault and will all be paid for by her insurance. My car was a 1.4 Renault Clio 04 plate and to buy the smae make, model, age, mileage, condition etc. will cost around £2750. I am being advised that the insurance company will look to offer me around £2000 :(
Should I keep fighting with the insurance company to get what I feel the car is worth. If I can get no more than the offer should I consider taking out further action e.g. small claims court, to try and recover any shortfall?
Many thanks to anyone who can offer advice.
Motoring Legal
RAC can help you navigate your way through the confusing maze of warranties.
federal employee lawyer
federal employment lawyer
I do not see how this answers
I do not see how this answers my question?
if after your car is
if after your car is inspected it is deemed a total loss and not economic to repair, then the insurance company (either yours or the other partys) should give you the PAV pre accident value of your vehicle and if you are keeping it, then they will minus a figure for what they calculate salvage would be worth. if after their engineer has inspected it, they offer you a PAV of £2000 and you feel it is worth more, I would recommend getting your own valuation from a garage and finding similar examples of your car for sale in your local area. print these out (eg off autotrader etc) and send these to the insurer. generally their initial valuation has a bit of room for manoeuvre and in my experience they often do increase slightly if their initial valuation isnt accepted. you'd be in a better position if you can support with documents why you feel it is worth more though. good luck.
Get 3 examples of similar
Get 3 examples of similar vehicles from private sellers, not motor traders.
Salvage will only be deducted if you want to keep the vehicle (most insurers will tell you that you cant however this is not true).
If you can justify it you should be ok but remember it is market value.
Who are you insured with out of interest?
If I were you, I would pursue
If I were you, I would pursue this further. Why should you have to fork out an extra £750 to buy yourself another car when it is not your fault.
Solicitors Manchester