Joint Mortgage problems
I hope someone can help and any will be greatly recieved.
My current position is my ex partner is trying to remove me of the mortgage but it is proving not as easy as she first thought.
She has refused to sell the house, or sort out any of the other belongings that could be deemed as joint.
we had an agreement to share the bills etc. But since the split i am paying for all bills and half mortgage half life assurance. She is paying half mortgage council tax and half life assurance. Leaving me paying atleast 240 pounds more a month. She has point blank refused to split the house costs and demands i pay all bills half mortgage and half life assurance.
She is currently selling joint items from the house to pay some off the mortgage
she is verbally abusive towards me when ever she talks to me, and recently phisically hit me and threatened to kill me as well as have me beaten up and thrown out of the house. with all this i have no reason not to take her threats as any type of idle threat.
Will the current issues i find myself under i feel and I am willing to walk away with almost nothing just my name off the mortgage but i can't wait any longer as i don't feel safe in the same house as her.
I am looking to move out and cancell all the bills i pay for the house so they can be put in her name but i don't want to pay the money she demands for the mortgage. I understand that the debt is joint and joint responsibility but also that as long as the monthly payments are met the mortgage lenders doesn't care who pays.
she will not default on the mortgage or fail to pay bills.
what is my best course of action as regards to the mortgage payments?
any help recieved with thanks